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Sign up any month No subsidy headache Talk to a real advisor
Outside open enrollment? Still got options.

Better coverage. Less money.

If you're healthy, self-employed, and stuck paying too much for a Marketplace plan you barely use — there's a smarter way. Private PPO plans you can sign up for any time of year. Often hundreds less per month.

  • Sign up any month. No waiting for November. No qualifying event needed.
  • Real PPO. See any doctor. No referrals. Coverage that works in every state.
  • Built for healthy people. Pay for what you actually need — not somebody else's bills.
Encrypted & private No robocalls Free for you
Step 1 of 4 · ~45 seconds Private
·  Why people switch

The Marketplace isn't built for people like you.

Subsidies are great if you qualify. But healthy self-employed folks usually pay full price — and full price for a plan you barely use makes no sense.

Sign up any month.

Private PPO plans don't follow open enrollment. You don't need a "qualifying event." Apply this week. Coverage starts next month.

Often a lot less.

Healthy people don't need to pay for the average. Plans are priced for who you actually are — not for everyone in the pool.

Real PPO networks.

See almost any doctor without a referral. Plans that travel — they work in every state, not just where you signed up.

Side by side

Same coverage. Better terms.

Most healthy 30-something self-employed folks see better numbers on a private PPO than what they get on the Marketplace at full price.

What you care about
Private PPO
Full-price Marketplace
Sign up year-round
Once a year
Doctors anywhere in U.S.
In your state
Priced for healthy people
Pool average
No referrals to specialists
Often required
Free help comparing
DIY mostly

Just a comparison to learn from. Real plan rules, prices, and benefits change a lot by state, age, and approval. Private PPOs aren't right for everyone — we'll be straight about which one fits your life. Insight Health Brokerage isn't connected to the Health Insurance Marketplace, CMS, or any government program.

See plans for me
On your team Real licensed advisors Always free for you Private & safe No pressure ever Plans across the U.S. On your team Real licensed advisors Always free for you Private & safe No pressure ever Plans across the U.S.
15 minutes. Free. No pressure.

Worst case, you learn something. Best case, you save thousands.

A real licensed advisor compares plans for you, in plain words. No script. No spam. If we can't beat what you have — we'll tell you.

Get my plans (555) 555-0100
What to expect
  • Same-day replyA real licensed advisor — not a call-center bot.
  • Side-by-side picksPrices, doctors, what's covered. In plain words.
  • No pressure to buyIf nothing fits better than what you have, we say so.