Skip to content
Talk to a real advisor No scripts, no pressure Free, always

Health insurance that fits
your life
Not theirs.

We compare every plan — every carrier, every quirk — then walk you through the one that actually fits your life. In plain English. No scripts. No nonsense.

Step 1 of 4 · Takes ~45 seconds

Where are you right now?

Pick one and your quote starts there.

Free · No pressure · A real licensed advisor

Alex, your licensed advisor Alex Online now Licensed agent
Step 1 of 4 · Takes ~45 seconds Encrypted & private
Trusted carriers

Plans from names you already know.

  • Blue Cross Blue Shield
  • UnitedHealthcare
  • Cigna Healthcare
  • Aetna
  • Kaiser Permanente
  • Humana
  • Anthem
  • Ambetter
  • Molina Healthcare
  • Oscar Health
  • CareSource
  • Florida Blue

Carrier and plan availability varies by state and applicant.

Open Enrollment

Open Enrollment runs Nov 1 – Jan 15.

Enroll by December 15 and your coverage starts January 1. Alex will line up your best options so you're not scrambling at the deadline.

Get my free quote Free review · No pressure
01  Why we're different

We're on your team.
Not theirs.

A lot of insurance agents only sell what their boss tells them to sell. We're not like that. We compare plans from many trusted insurance companies — and we just pick the one that fits your life best. That's the whole job.

Independent

Nobody owns us.

We're independent. That means no plan, no carrier, no script — we look at all of them and pick the one that fits you.

Coverage everywhere

Plans that travel.

We focus on PPO plans A PPO lets you see most doctors and specialists across the country without asking permission first. Great if you travel or already have favorite doctors. that work in every state.

No surprises

Plain words. No tricks.

We tell you exactly what's covered and what isn't — in normal language. No fine print games.

When we say "this plan is right for you," it's because it actually fits your doctors, your travel, your budget, and the people you love. Not because somebody hit a sales goal.

See how it works
02  Who we help

Made for people the system forgets about.

A lot of people don't fit the standard plans. If you work for yourself, run a small business, travel a lot, or have a family who just wants real coverage — we get it. We help people like you every day.

A multigenerational family laughing together outdoors at golden hour.

Working for yourself

Freelance. 1099. Consultant. You don't have an HR person. But you still need real coverage.

  • Premiums you can write off on taxes
  • Plans that work even if your income changes
  • Coverage that follows you between gigs

Running a business

Small business, S-corp, LLC. Cover yourself, your family, or a small team — without the spreadsheet headache.

  • Owner-only or small group setups
  • HSA-eligible plans for tax savings
  • Coverage that works in every state

Always on the road

Travel nurses, truckers, pilots, frequent flyers. If your work moves, your insurance has to move too.

  • Doctors covered in every state
  • No "permission slip" referrals
  • Real protection if you go out of network

Families

Healthy families who just want full coverage — without the Marketplace runaround. Kids, checkups, all of it.

  • Kids' doctors and pregnancy care
  • Free checkups (no copay)
  • See specialists without jumping hoops
03  Real plans vs. the rest

Know what you're actually buying.

Real PPO insurance is where we start, because it's built to pay when you actually need it. Here's how it stacks up against the "cheap" options you'll see advertised.

A doctor in a white coat in conversation with a patient in a calm clinic room.
What you need
Real PPO Plan
Other plans
Doctors covered everywhere Means your plan works in any state, not just where you live. Good if you travel or move.
Limited
No referral needed
Depends
Covers conditions you already have
Often won't
Has to pay your bills Real insurance is required by law to pay claims it covers. Healthshares are not insurance — they can choose not to share your bill, and you can't sue.
Sometimes
See specialists easily
Restricted
Works when you travel
Restricted

Just for learning. Plan rules, benefits, and availability vary by carrier and state — Alex walks you through exactly what any plan does and doesn't cover before you enroll. Insight Health Brokerage is an independent agency, not a government program. Hover or tap underlined words to see what they mean.

See plans for my life
04  How it works

Three steps. No runaround.

We don't do pressure. Tell us about your life, we'll do the comparing, and you pick what fits. Nothing happens until you say yes.

A group of advisors collaborating in a sunlit office.
01

Tell us about your life.

A 30-second form, or a 15-minute call. We learn what matters: your doctors, your travel, your budget, your family. Nothing extra.

02

We compare every plan.

We pull plans from many trusted insurance companies. Doctors, prescriptions, costs — we line them up side-by-side in plain words.

03

You pick. We do the rest.

Pick what fits. We file the paperwork, walk you through sign-up, and stay your point of contact for as long as you have the plan.

Always free for you. Compare options, ask questions, no obligation.

Start with the form
On your team Real licensed advisors Always free for you Private & safe No pressure ever Plans across the U.S. On your team Real licensed advisors Always free for you Private & safe No pressure ever Plans across the U.S.
05  Common questions

The questions most agents won't answer.

We'd rather over-explain than have you guess. Don't see your question? Ask us — we always reply.

Ask a question

Wait, this is really free?
Yes — there's no charge to you for the help. The price you pay for the plan is the same whether you sign up through us or on your own. The difference: when something goes wrong (a denied claim, a doctor not covered, a renewal), you have a real person to call. That's the whole job.

What about healthshares and "cheap" plans?
They can fit some situations — but they work very differently from real insurance. Some look cheap until something goes wrong. Healthshares Healthshares are groups where members share each other's medical bills. They aren't insurance, aren't required to pay, and often skip pre-existing conditions. aren't insurance and don't have to pay your bills, and capped or short-term plans can leave gaps on a big claim. We'll lay out the trade-offs plainly, so you know exactly what you're buying.

Why PPO plans?
A PPO lets you see almost any doctor without asking permission first. If you travel, have favorite doctors, or just want flexibility — PPOs win. HMOs HMOs are cheaper but lock you into a small network. You usually need referrals to see a specialist, and they often don't work outside your home state. are cheaper but lock you in. We'll pick what fits your life.

I travel a lot for work. Can you help?
Yes — that's our specialty. Travel nurses, truckers, pilots, remote workers. Small state-only plans don't work for you. We focus on plans that cover you in every state, with real backup if you need a doctor far from home.

I have a health condition. Can I still get covered?
Yes. The law says ACA-style plans can't deny you or charge you more for a health condition you already have. We'll find a plan with the right doctors. Some lower-cost options don't follow those rules, so we'll always tell you which kind of plan you're looking at — and what it does and doesn't cover — before you sign anything.

When can I sign up?
Marketplace plans only let you sign up once a year — unless something big happened (you lost coverage, moved, got married, had a baby). But many private plans let you sign up any time. We'll figure out which one fits you when we talk.

Is my info safe? Will you spam me?
Your info stays with us. We don't sell it, share it, or use robocalls. One real person reaches out, once. If we can't help, we say so — and you never hear from us again.
A 15-minute call is free.

Worst case, you learn something. Best case, you save thousands.

No script. No pressure. Just an honest talk about what you have, what's out there, and if there's something better.

Get a quote (850) 724-9996
An advisor in conversation with a couple at a kitchen table, paperwork between them.
What to expect
  • Same-day replyA real licensed advisor — not a call-center bot.
  • Side-by-side picksPrices, doctors, what's covered. In plain words.
  • No pressure to buyIf nothing fits better than what you have, we say so.